Equipment breakdown insurance covers property damage caused by a breakdown to covered equipment. Also known as “Boiler and Machinery” insurance, Equipment Breakdown Insurance can cover equipment from damage caused by fire, some forms of water damage and losses related to weather.
Swimming pools, Construction Sites, Manmade ponds, lakes and fountains, discarded appliances, abandoned automobiles, farm equipment, drainage ditches, trampolines, jungle gyms, playsets, and tree houses. What do they all have in common? These can all be considered an attractive nuisance under the attractive nuisance doctrine.
Slips, trips and falls accidents result in thousands of preventable injuries. Slips, trips and falls are also among the most frequent causes of loss. Unfortunately, many of these accidents are completely preventable.